Call reports 2014
FARMERS STATE BANK — 2014
What FARMERS STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 553,143,000 | 560,944,000 | 591,429,000 | 600,596,000 |
| Total loans | 476,771,000 | 489,627,000 | 502,969,000 | 514,231,000 |
| Allowance for loan losses | 4,630,000 | 4,773,000 | 4,829,000 | 5,003,000 |
| Securities available for sale | 37,843,000 | 38,153,000 | 45,583,000 | 53,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 465,593,000 | 443,352,000 | 462,459,000 | 472,587,000 |
| Interest-bearing deposits | 409,638,000 | 386,176,000 | 407,670,000 | 413,851,000 |
| Noninterest-bearing deposits | 55,955,000 | 57,176,000 | 54,789,000 | 58,736,000 |
| Equity capital | 44,104,000 | 46,050,000 | 47,843,000 | 49,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,937,000 | 12,017,000 | 18,355,000 | 24,852,000 |
| Interest expense | 811,000 | 1,617,000 | 2,402,000 | 3,191,000 |
| Net interest income | 5,126,000 | 10,400,000 | 15,953,000 | 21,661,000 |
| Noninterest income | 476,000 | 935,000 | 1,339,000 | 1,787,000 |
| Noninterest expense | 3,053,000 | 6,215,000 | 9,406,000 | 13,224,000 |
| Provision for loan losses | 149,000 | 299,000 | 452,000 | 693,000 |
| Pretax income | 2,400,000 | 4,917,000 | 7,536,000 | 9,633,000 |
| Income tax | 135,000 | 266,000 | 385,000 | 502,000 |
| Net income | 2,265,000 | 4,651,000 | 7,151,000 | 9,131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,222,000 | 44,907,000 | 46,607,000 | 47,787,000 |
| Total capital | 47,852,000 | 49,680,000 | 51,436,000 | 52,790,000 |
| Risk-weighted assets | 453,501,000 | 465,358,000 | 481,108,000 | 495,602,000 |