Call reports 2013
FARMERS STATE BANK — 2013
What FARMERS STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 485,674,000 | 485,931,000 | 522,861,000 | 536,789,000 |
| Total loans | 405,282,000 | 418,662,000 | 447,544,000 | 468,689,000 |
| Allowance for loan losses | 4,293,000 | 4,354,000 | 4,461,000 | 4,489,000 |
| Securities available for sale | 47,508,000 | 41,724,000 | 38,483,000 | 37,906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,839,000 | 425,528,000 | 434,220,000 | 436,208,000 |
| Interest-bearing deposits | 365,255,000 | 377,546,000 | 380,936,000 | 375,652,000 |
| Noninterest-bearing deposits | 44,584,000 | 47,982,000 | 53,284,000 | 60,556,000 |
| Equity capital | 39,050,000 | 38,988,000 | 40,787,000 | 42,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,514,000 | 11,151,000 | 16,880,000 | 22,847,000 |
| Interest expense | 798,000 | 1,642,000 | 2,444,000 | 3,288,000 |
| Net interest income | 4,716,000 | 9,509,000 | 14,436,000 | 19,559,000 |
| Noninterest income | 489,000 | 929,000 | 1,297,000 | 1,549,000 |
| Noninterest expense | 2,862,000 | 5,829,000 | 8,697,000 | 11,600,000 |
| Provision for loan losses | 252,000 | 525,000 | 714,000 | 826,000 |
| Pretax income | 2,789,000 | 4,914,000 | 7,324,000 | 9,684,000 |
| Income tax | 134,000 | 247,000 | 366,000 | 480,000 |
| Net income | 2,655,000 | 4,667,000 | 6,958,000 | 9,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,824,000 | 38,335,000 | 40,096,000 | 41,657,000 |
| Total capital | 41,117,000 | 42,689,000 | 44,557,000 | 46,146,000 |
| Risk-weighted assets | 397,876,000 | 405,358,000 | 427,798,000 | 448,760,000 |