Call reports 2012
FARMERS STATE BANK — 2012
What FARMERS STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 392,797,000 | 402,139,000 | 427,586,000 | 458,915,000 |
| Total loans | 299,856,000 | 319,938,000 | 340,884,000 | 375,941,000 |
| Allowance for loan losses | 3,798,000 | 3,876,000 | 4,019,000 | 4,100,000 |
| Securities available for sale | 63,985,000 | 56,768,000 | 55,972,000 | 55,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,133,000 | 334,958,000 | 345,449,000 | 374,523,000 |
| Interest-bearing deposits | 304,739,000 | 294,735,000 | 301,721,000 | 328,882,000 |
| Noninterest-bearing deposits | 38,394,000 | 40,223,000 | 43,728,000 | 45,641,000 |
| Equity capital | 31,923,000 | 33,999,000 | 35,704,000 | 37,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,927,000 | 9,873,000 | 14,944,000 | 20,594,000 |
| Interest expense | 847,000 | 1,695,000 | 2,520,000 | 3,348,000 |
| Net interest income | 4,080,000 | 8,178,000 | 12,424,000 | 17,246,000 |
| Noninterest income | 415,000 | 817,000 | 1,107,000 | 1,505,000 |
| Noninterest expense | 2,352,000 | 4,768,000 | 7,247,000 | 9,816,000 |
| Provision for loan losses | 372,000 | 668,000 | 816,000 | 763,000 |
| Pretax income | 2,322,000 | 4,629,000 | 6,538,000 | 9,242,000 |
| Income tax | 102,000 | 230,000 | 344,000 | 481,000 |
| Net income | 2,220,000 | 4,399,000 | 6,194,000 | 8,761,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,976,000 | 30,954,000 | 32,301,000 | 34,668,000 |
| Total capital | 32,774,000 | 34,830,000 | 36,320,000 | 38,768,000 |
| Risk-weighted assets | 309,194,000 | 322,621,000 | 340,042,000 | 371,405,000 |