Call reports 2011
FARMERS STATE BANK — 2011
What FARMERS STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 325,650,000 | 347,255,000 | 365,931,000 | 374,642,000 |
| Total loans | 245,810,000 | 253,883,000 | 270,488,000 | 282,084,000 |
| Allowance for loan losses | 2,874,000 | 3,101,000 | 3,255,000 | 3,401,000 |
| Securities available for sale | 55,724,000 | 62,696,000 | 68,577,000 | 67,711,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,911,000 | 308,091,000 | 314,165,000 | 328,521,000 |
| Interest-bearing deposits | 257,176,000 | 276,102,000 | 275,783,000 | 288,571,000 |
| Noninterest-bearing deposits | 31,735,000 | 31,989,000 | 38,382,000 | 39,950,000 |
| Equity capital | 24,041,000 | 26,299,000 | 29,114,000 | 30,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,299,000 | 8,822,000 | 13,467,000 | 18,188,000 |
| Interest expense | 971,000 | 1,999,000 | 2,994,000 | 3,862,000 |
| Net interest income | 3,328,000 | 6,823,000 | 10,473,000 | 14,326,000 |
| Noninterest income | 88,000 | 376,000 | 672,000 | 985,000 |
| Noninterest expense | 1,814,000 | 3,929,000 | 6,244,000 | 8,553,000 |
| Provision for loan losses | 304,000 | 704,000 | 1,004,000 | 1,295,000 |
| Pretax income | 1,298,000 | 2,566,000 | 3,897,000 | 5,463,000 |
| Income tax | 63,000 | 143,000 | 222,000 | 260,000 |
| Net income | 1,235,000 | 2,423,000 | 3,675,000 | 5,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,087,000 | 24,875,000 | 25,628,000 | 26,755,000 |
| Total capital | 26,961,000 | 27,976,000 | 28,883,000 | 30,156,000 |
| Risk-weighted assets | 253,802,000 | 266,587,000 | 282,652,000 | 293,599,000 |