Call reports 2010
FARMERS STATE BANK — 2010
What FARMERS STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 260,751,000 | 277,581,000 | 301,928,000 | 313,406,000 |
| Total loans | 208,058,000 | 218,957,000 | 230,300,000 | 242,755,000 |
| Allowance for loan losses | 2,200,000 | 2,400,000 | 2,504,000 | 2,715,000 |
| Securities available for sale | 35,037,000 | 41,030,000 | 38,025,000 | 53,421,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,251,000 | 242,502,000 | 265,603,000 | 264,166,000 |
| Interest-bearing deposits | 200,898,000 | 212,588,000 | 238,529,000 | 234,174,000 |
| Noninterest-bearing deposits | 24,353,000 | 29,914,000 | 27,075,000 | 29,992,000 |
| Equity capital | 21,125,000 | 22,397,000 | 23,577,000 | 22,435,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,744,000 | 7,638,000 | 11,764,000 | 16,019,000 |
| Interest expense | 993,000 | 2,056,000 | 3,177,000 | 4,193,000 |
| Net interest income | 2,751,000 | 5,582,000 | 8,587,000 | 11,826,000 |
| Noninterest income | 272,000 | 414,000 | 619,000 | 788,000 |
| Noninterest expense | 1,641,000 | 3,301,000 | 5,148,000 | 6,947,000 |
| Provision for loan losses | 411,000 | 762,000 | 1,238,000 | 1,645,000 |
| Pretax income | 971,000 | 2,053,000 | 3,084,000 | 4,287,000 |
| Income tax | 35,000 | 66,000 | 99,000 | 209,000 |
| Net income | 936,000 | 1,987,000 | 2,985,000 | 4,078,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,360,000 | 21,411,000 | 22,209,000 | 23,102,000 |
| Total capital | 22,560,000 | 23,811,000 | 24,713,000 | 25,817,000 |
| Risk-weighted assets | 223,216,000 | 231,220,000 | 241,353,000 | 254,005,000 |