Call reports 2009
FARMERS STATE BANK — 2009
What FARMERS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 217,122,000 | 225,327,000 | 236,340,000 | 248,788,000 |
| Total loans | 185,320,000 | 192,249,000 | 194,977,000 | 199,975,000 |
| Allowance for loan losses | 1,605,000 | 1,900,000 | 2,000,000 | 2,000,000 |
| Securities available for sale | 19,772,000 | 20,597,000 | 28,397,000 | 32,333,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 172,600,000 | 187,472,000 | 197,779,000 | 199,979,000 |
| Interest-bearing deposits | 153,155,000 | 167,419,000 | 177,937,000 | 175,229,000 |
| Noninterest-bearing deposits | 19,445,000 | 20,053,000 | 19,842,000 | 24,750,000 |
| Equity capital | 17,816,000 | 18,670,000 | 19,756,000 | 20,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,138,000 | 6,494,000 | 10,034,000 | 13,672,000 |
| Interest expense | 1,113,000 | 2,153,000 | 3,188,000 | 4,196,000 |
| Net interest income | 2,025,000 | 4,341,000 | 6,846,000 | 9,476,000 |
| Noninterest income | 281,000 | 596,000 | 834,000 | 1,083,000 |
| Noninterest expense | 1,292,000 | 2,740,000 | 4,288,000 | 5,893,000 |
| Provision for loan losses | 258,000 | 674,000 | 1,223,000 | 1,933,000 |
| Pretax income | 756,000 | 1,523,000 | 2,169,000 | 2,733,000 |
| Income tax | 22,000 | 51,000 | 93,000 | 115,000 |
| Net income | 734,000 | 1,472,000 | 2,076,000 | 2,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,341,000 | 18,279,000 | 18,882,000 | 19,425,000 |
| Total capital | 18,946,000 | 20,179,000 | 20,882,000 | 21,425,000 |
| Risk-weighted assets | 187,984,000 | 196,713,000 | 205,688,000 | 213,349,000 |