Call reports 2008
FARMERS STATE BANK — 2008
What FARMERS STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 176,052,000 | 179,017,000 | 195,601,000 | 208,555,000 |
| Total loans | 155,118,000 | 158,162,000 | 167,616,000 | 174,886,000 |
| Allowance for loan losses | 1,551,000 | 1,603,000 | 1,598,000 | 1,600,000 |
| Securities available for sale | 9,418,000 | 8,593,000 | 14,702,000 | 19,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,376,000 | 137,801,000 | 146,515,000 | 170,232,000 |
| Interest-bearing deposits | 123,098,000 | 120,746,000 | 129,726,000 | 148,923,000 |
| Noninterest-bearing deposits | 15,278,000 | 17,055,000 | 16,789,000 | 21,309,000 |
| Equity capital | 15,050,000 | 14,925,000 | 15,940,000 | 16,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,809,000 | 5,399,000 | 8,240,000 | 11,307,000 |
| Interest expense | 1,322,000 | 2,517,000 | 3,642,000 | 4,790,000 |
| Net interest income | 1,487,000 | 2,882,000 | 4,598,000 | 6,517,000 |
| Noninterest income | 204,000 | 422,000 | 621,000 | 802,000 |
| Noninterest expense | 1,088,000 | 2,335,000 | 3,551,000 | 4,908,000 |
| Provision for loan losses | 170,000 | 248,000 | 342,000 | 539,000 |
| Pretax income | 433,000 | 721,000 | 1,326,000 | 1,865,000 |
| Income tax | 11,000 | 27,000 | 49,000 | 84,000 |
| Net income | 422,000 | 694,000 | 1,277,000 | 1,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,898,000 | 14,919,000 | 16,002,000 | 16,507,000 |
| Total capital | 16,449,000 | 16,522,000 | 17,600,000 | 18,107,000 |
| Risk-weighted assets | 158,394,000 | 162,312,000 | 172,584,000 | 178,990,000 |