Call reports 2007
FARMERS STATE BANK — 2007
What FARMERS STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 146,775,000 | 155,249,000 | 160,089,000 | 171,214,000 |
| Total loans | 131,754,000 | 137,447,000 | 141,191,000 | 148,760,000 |
| Allowance for loan losses | 1,375,000 | 1,412,000 | 1,452,000 | 1,500,000 |
| Securities available for sale | 6,129,000 | 7,904,000 | 8,518,000 | 9,442,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,146,000 | 127,579,000 | 132,893,000 | 133,717,000 |
| Interest-bearing deposits | 103,453,000 | 113,079,000 | 118,701,000 | 117,436,000 |
| Noninterest-bearing deposits | 15,693,000 | 14,500,000 | 14,192,000 | 16,281,000 |
| Equity capital | 13,119,000 | 13,183,000 | 13,371,000 | 14,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,398,000 | 4,992,000 | 7,703,000 | 10,505,000 |
| Interest expense | 1,182,000 | 2,474,000 | 3,833,000 | 5,196,000 |
| Net interest income | 1,216,000 | 2,518,000 | 3,870,000 | 5,309,000 |
| Noninterest income | 140,000 | 276,000 | 449,000 | 635,000 |
| Noninterest expense | 872,000 | 1,829,000 | 2,882,000 | 3,869,000 |
| Provision for loan losses | 86,000 | 203,000 | 300,000 | 543,000 |
| Pretax income | 374,000 | 738,000 | 1,113,000 | 1,508,000 |
| Income tax | 16,000 | 39,000 | 59,000 | 69,000 |
| Net income | 358,000 | 699,000 | 1,054,000 | 1,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,194,000 | 13,286,000 | 13,391,000 | 14,425,000 |
| Total capital | 14,569,000 | 14,698,000 | 14,843,000 | 15,925,000 |
| Risk-weighted assets | 131,878,000 | 137,955,000 | 144,733,000 | 152,028,000 |