Call reports 2006
FARMERS STATE BANK — 2006
What FARMERS STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 134,337,000 | 136,042,000 | 135,935,000 | 141,565,000 |
| Total loans | 117,639,000 | 121,208,000 | 121,561,000 | 124,223,000 |
| Allowance for loan losses | 1,246,000 | 1,302,000 | 1,274,000 | 1,300,000 |
| Securities available for sale | 8,079,000 | 7,320,000 | 7,325,000 | 8,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,993,000 | 104,714,000 | 114,926,000 | 118,712,000 |
| Interest-bearing deposits | 89,548,000 | 91,627,000 | 101,257,000 | 103,383,000 |
| Noninterest-bearing deposits | 13,445,000 | 13,087,000 | 13,669,000 | 15,329,000 |
| Equity capital | 12,771,000 | 12,783,000 | 12,911,000 | 13,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,983,000 | 4,173,000 | 6,488,000 | 8,798,000 |
| Interest expense | 855,000 | 1,910,000 | 3,089,000 | 4,228,000 |
| Net interest income | 1,128,000 | 2,263,000 | 3,399,000 | 4,570,000 |
| Noninterest income | 137,000 | 288,000 | 462,000 | 610,000 |
| Noninterest expense | 853,000 | 1,750,000 | 2,715,000 | 3,587,000 |
| Provision for loan losses | 77,000 | 139,000 | 195,000 | 273,000 |
| Pretax income | 325,000 | 634,000 | 923,000 | 1,280,000 |
| Income tax | 18,000 | 35,000 | 52,000 | 15,000 |
| Net income | 307,000 | 599,000 | 871,000 | 1,265,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,978,000 | 13,020,000 | 13,042,000 | 13,186,000 |
| Total capital | 14,224,000 | 14,322,000 | 14,316,000 | 14,486,000 |
| Risk-weighted assets | 121,405,000 | 122,461,000 | 123,103,000 | 126,141,000 |