Call reports 2005
FARMERS STATE BANK — 2005
What FARMERS STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 114,455,000 | 119,691,000 | 124,511,000 | 125,579,000 |
| Total loans | 99,176,000 | 105,518,000 | 109,585,000 | 109,890,000 |
| Allowance for loan losses | 1,100,000 | 1,111,000 | 1,155,000 | 1,200,000 |
| Securities available for sale | 9,687,000 | 8,966,000 | 8,746,000 | 8,604,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,298,000 | 94,999,000 | 94,874,000 | 99,080,000 |
| Interest-bearing deposits | 75,190,000 | 83,315,000 | 82,704,000 | 83,855,000 |
| Noninterest-bearing deposits | 12,108,000 | 11,684,000 | 12,170,000 | 15,225,000 |
| Equity capital | 11,994,000 | 12,703,000 | 12,785,000 | 12,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,438,000 | 3,114,000 | 4,939,000 | 6,904,000 |
| Interest expense | 501,000 | 1,121,000 | 1,861,000 | 2,643,000 |
| Net interest income | 937,000 | 1,993,000 | 3,078,000 | 4,261,000 |
| Noninterest income | 107,000 | 203,000 | 323,000 | 441,000 |
| Noninterest expense | 719,000 | 1,508,000 | 2,268,000 | 3,056,000 |
| Provision for loan losses | 24,000 | 76,000 | 170,000 | 284,000 |
| Pretax income | 306,000 | 617,000 | 968,000 | 1,367,000 |
| Income tax | 28,000 | 53,000 | 55,000 | 62,000 |
| Net income | 278,000 | 564,000 | 913,000 | 1,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,144,000 | 12,831,000 | 12,929,000 | 13,021,000 |
| Total capital | 13,244,000 | 13,942,000 | 14,084,000 | 14,221,000 |
| Risk-weighted assets | 104,009,000 | 109,726,000 | 114,081,000 | 114,138,000 |