Call reports 2004
FARMERS STATE BANK — 2004
What FARMERS STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 116,602,000 | 119,828,000 | 114,265,000 | 101,370,000 |
| Total loans | 88,573,000 | 92,721,000 | 93,806,000 | 88,323,000 |
| Allowance for loan losses | 1,213,000 | 1,208,000 | 1,226,000 | 1,100,000 |
| Securities available for sale | 21,616,000 | 21,009,000 | 13,891,000 | 8,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,148,000 | 94,764,000 | 93,534,000 | 84,051,000 |
| Interest-bearing deposits | 85,130,000 | 80,590,000 | 80,190,000 | 71,030,000 |
| Noninterest-bearing deposits | 14,018,000 | 14,174,000 | 13,344,000 | 13,021,000 |
| Equity capital | 10,573,000 | 10,313,000 | 10,656,000 | 12,123,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,628,000 | 3,265,000 | 4,959,000 | 6,529,000 |
| Interest expense | 478,000 | 926,000 | 1,398,000 | 1,862,000 |
| Net interest income | 1,150,000 | 2,339,000 | 3,561,000 | 4,667,000 |
| Noninterest income | 119,000 | 249,000 | 387,000 | 2,067,000 |
| Noninterest expense | 834,000 | 1,634,000 | 2,433,000 | 3,173,000 |
| Provision for loan losses | 74,000 | 166,000 | 325,000 | 424,000 |
| Pretax income | 361,000 | 783,000 | 1,190,000 | 3,170,000 |
| Income tax | 23,000 | 45,000 | 68,000 | 250,000 |
| Net income | 338,000 | 738,000 | 1,122,000 | 2,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,284,000 | 10,434,000 | 10,567,000 | 12,116,000 |
| Total capital | 11,497,000 | 11,642,000 | 11,793,000 | 13,216,000 |
| Risk-weighted assets | 98,969,000 | 103,580,000 | 101,490,000 | 92,236,000 |