Call reports 2003
FARMERS STATE BANK — 2003
What FARMERS STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 119,657,000 | 122,156,000 | 124,009,000 | 119,590,000 |
| Total loans | 95,140,000 | 97,308,000 | 99,024,000 | 89,614,000 |
| Allowance for loan losses | 1,086,000 | 1,147,000 | 1,122,000 | 1,200,000 |
| Securities available for sale | 18,077,000 | 17,296,000 | 16,593,000 | 21,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,375,000 | 99,626,000 | 99,573,000 | 100,753,000 |
| Interest-bearing deposits | 85,379,000 | 86,015,000 | 86,031,000 | 85,841,000 |
| Noninterest-bearing deposits | 11,996,000 | 13,611,000 | 13,542,000 | 14,912,000 |
| Equity capital | 9,637,000 | 10,204,000 | 10,010,000 | 10,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,745,000 | 3,539,000 | 5,310,000 | 7,019,000 |
| Interest expense | 635,000 | 1,239,000 | 1,837,000 | 2,398,000 |
| Net interest income | 1,110,000 | 2,300,000 | 3,473,000 | 4,621,000 |
| Noninterest income | 158,000 | 344,000 | 543,000 | 689,000 |
| Noninterest expense | 811,000 | 1,603,000 | 2,391,000 | 3,120,000 |
| Provision for loan losses | 90,000 | 221,000 | 635,000 | 761,000 |
| Pretax income | 367,000 | 820,000 | 1,053,000 | 1,516,000 |
| Income tax | 19,000 | 43,000 | 66,000 | 89,000 |
| Net income | 348,000 | 777,000 | 987,000 | 1,427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,467,000 | 9,894,000 | 9,905,000 | 10,246,000 |
| Total capital | 10,554,000 | 11,041,000 | 11,028,000 | 11,446,000 |
| Risk-weighted assets | 100,642,000 | 104,650,000 | 107,320,000 | 98,981,000 |