Call reports 2002
FARMERS STATE BANK — 2002
What FARMERS STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 97,405,000 | 99,399,000 | 106,177,000 | 110,437,000 |
| Total loans | 80,110,000 | 84,769,000 | 89,656,000 | 90,710,000 |
| Allowance for loan losses | 764,000 | 882,000 | 954,000 | 1,000,000 |
| Securities available for sale | 12,015,000 | 9,081,000 | 10,692,000 | 12,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,008,000 | 82,557,000 | 84,055,000 | 92,214,000 |
| Interest-bearing deposits | 69,757,000 | 71,816,000 | 72,311,000 | 79,725,000 |
| Noninterest-bearing deposits | 11,251,000 | 10,741,000 | 11,744,000 | 12,489,000 |
| Equity capital | 7,551,000 | 7,856,000 | 8,169,000 | 8,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,663,000 | 3,283,000 | 5,026,000 | 6,734,000 |
| Interest expense | 593,000 | 1,181,000 | 1,832,000 | 2,510,000 |
| Net interest income | 1,070,000 | 2,102,000 | 3,194,000 | 4,224,000 |
| Noninterest income | 135,000 | 269,000 | 411,000 | 549,000 |
| Noninterest expense | 792,000 | 1,568,000 | 2,317,000 | 3,095,000 |
| Provision for loan losses | 96,000 | 221,000 | 331,000 | 417,000 |
| Pretax income | 347,000 | 648,000 | 1,083,000 | 1,387,000 |
| Income tax | 12,000 | 12,000 | 32,000 | 50,000 |
| Net income | 335,000 | 636,000 | 1,051,000 | 1,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,517,000 | 7,717,000 | 8,032,000 | 8,319,000 |
| Total capital | 8,281,000 | 8,599,000 | 8,986,000 | 9,319,000 |
| Risk-weighted assets | 81,524,000 | 85,395,000 | 91,711,000 | 93,221,000 |