Call reports 2001
FARMERS STATE BANK — 2001
What FARMERS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 86,589,000 | 87,590,000 | 89,520,000 | 98,056,000 |
| Total loans | 68,095,000 | 69,686,000 | 72,108,000 | 77,556,000 |
| Allowance for loan losses | 749,000 | 768,000 | 770,000 | 773,000 |
| Securities available for sale | 12,823,000 | 9,637,000 | 9,295,000 | 12,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,138,000 | 74,976,000 | 76,814,000 | 79,832,000 |
| Interest-bearing deposits | 65,311,000 | 65,389,000 | 64,615,000 | 67,187,000 |
| Noninterest-bearing deposits | 9,827,000 | 9,587,000 | 12,199,000 | 12,645,000 |
| Equity capital | 7,196,000 | 7,236,000 | 7,303,000 | 7,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,655,000 | 3,339,000 | 5,030,000 | 6,616,000 |
| Interest expense | 823,000 | 1,587,000 | 2,368,000 | 3,001,000 |
| Net interest income | 832,000 | 1,752,000 | 2,662,000 | 3,615,000 |
| Noninterest income | 112,000 | 235,000 | 363,000 | 590,000 |
| Noninterest expense | 666,000 | 1,379,000 | 2,131,000 | 2,946,000 |
| Provision for loan losses | 54,000 | 108,000 | 120,000 | 130,000 |
| Pretax income | 224,000 | 564,000 | 872,000 | 1,227,000 |
| Income tax | 24,000 | 42,000 | 61,000 | 80,000 |
| Net income | 200,000 | 522,000 | 811,000 | 1,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,873,000 | 7,035,000 | 7,084,000 | 7,181,000 |
| Total capital | 7,622,000 | 7,803,000 | 7,854,000 | 7,954,000 |
| Risk-weighted assets | 68,970,000 | 70,467,000 | 73,517,000 | 79,378,000 |