Call reports 2026
FARMERS AND MERCHANTS BANK — 2026
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 22,333,000 | 22,022,000 |
| Total loans | 11,658,000 | 12,206,000 |
| Allowance for loan losses | 403,000 | 354,000 |
| Securities available for sale | 4,741,000 | 4,757,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 19,981,000 | 19,606,000 |
| Interest-bearing deposits | 12,702,000 | 13,135,000 |
| Noninterest-bearing deposits | 7,279,000 | 6,471,000 |
| Equity capital | 2,342,000 | 2,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 322,000 | 642,000 |
| Interest expense | 36,000 | 73,000 |
| Net interest income | 286,000 | 569,000 |
| Noninterest income | 19,000 | 34,000 |
| Noninterest expense | 218,000 | 429,000 |
| Provision for loan losses | -6,000 | -22,000 |
| Pretax income | 93,000 | 196,000 |
| Income tax | 0 | 0 |
| Net income | 93,000 | 196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 2,349,000 | 2,417,000 |