Call reports 2019
FARMERS AND MERCHANTS BANK — 2019
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 19,600,000 | 18,992,000 | 19,018,000 | 18,280,000 |
| Total loans | 11,118,000 | 11,836,000 | 12,113,000 | 12,157,000 |
| Allowance for loan losses | 89,000 | 96,000 | 97,000 | 97,000 |
| Securities available for sale | 1,748,000 | 2,665,000 | 1,446,000 | 1,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,998,000 | 17,066,000 | 16,874,000 | 16,693,000 |
| Interest-bearing deposits | 12,881,000 | 12,063,000 | 11,866,000 | 12,049,000 |
| Noninterest-bearing deposits | 5,118,000 | 5,003,000 | 5,009,000 | 4,644,000 |
| Equity capital | 1,600,000 | 1,609,000 | 1,640,000 | 1,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 251,000 | 507,000 | 777,000 | 1,037,000 |
| Interest expense | 7,000 | 13,000 | 22,000 | 32,000 |
| Net interest income | 244,000 | 494,000 | 755,000 | 1,005,000 |
| Noninterest income | 31,000 | 71,000 | 109,000 | 149,000 |
| Noninterest expense | 165,000 | 341,000 | 505,000 | 709,000 |
| Provision for loan losses | 0 | 10,000 | 10,000 | 10,000 |
| Pretax income | 110,000 | 214,000 | 355,000 | 441,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 110,000 | 214,000 | 355,000 | 441,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,594,000 | 1,590,000 | 1,627,000 | 1,573,000 |
| Total capital | 1,683,000 | 1,686,000 | 1,724,000 | 1,670,000 |
| Risk-weighted assets | 12,881,000 | 13,450,000 | 13,718,000 | 13,549,000 |