Call reports 2016
FARMERS AND MERCHANTS BANK — 2016
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 21,173,000 | 20,776,000 | 20,886,000 | 20,478,000 |
| Total loans | 10,462,000 | 10,276,000 | 10,118,000 | 10,425,000 |
| Allowance for loan losses | 95,000 | 90,000 | 85,000 | 86,000 |
| Securities available for sale | 5,824,000 | 5,264,000 | 5,115,000 | 5,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,590,000 | 19,201,000 | 19,278,000 | 18,953,000 |
| Interest-bearing deposits | 14,673,000 | 14,498,000 | 14,744,000 | 14,346,000 |
| Noninterest-bearing deposits | 4,918,000 | 4,703,000 | 4,534,000 | 4,607,000 |
| Equity capital | 1,579,000 | 1,573,000 | 1,598,000 | 1,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 206,000 | 404,000 | 602,000 | 806,000 |
| Interest expense | 8,000 | 16,000 | 23,000 | 31,000 |
| Net interest income | 198,000 | 388,000 | 579,000 | 775,000 |
| Noninterest income | 34,000 | 73,000 | 141,000 | 194,000 |
| Noninterest expense | 144,000 | 300,000 | 448,000 | 631,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 88,000 | 164,000 | 272,000 | 328,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 88,000 | 164,000 | 272,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,566,000 | 1,556,000 | 1,588,000 | 1,536,000 |
| Total capital | 1,661,000 | 1,646,000 | 1,673,000 | 1,622,000 |
| Risk-weighted assets | 14,508,000 | 12,662,000 | 12,477,000 | 12,701,000 |