Call reports 2015
FARMERS AND MERCHANTS BANK — 2015
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 22,275,000 | 21,953,000 | 21,081,000 | 20,967,000 |
| Total loans | 10,503,000 | 10,550,000 | 10,782,000 | 10,905,000 |
| Allowance for loan losses | 112,000 | 112,000 | 112,000 | 93,000 |
| Securities available for sale | 5,016,000 | 5,750,000 | 5,896,000 | 5,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,710,000 | 20,428,000 | 19,521,000 | 19,428,000 |
| Interest-bearing deposits | 15,344,000 | 15,289,000 | 15,146,000 | 14,862,000 |
| Noninterest-bearing deposits | 5,366,000 | 5,140,000 | 4,375,000 | 4,567,000 |
| Equity capital | 1,561,000 | 1,522,000 | 1,554,000 | 1,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 204,000 | 408,000 | 615,000 | 820,000 |
| Interest expense | 8,000 | 16,000 | 23,000 | 32,000 |
| Net interest income | 196,000 | 392,000 | 592,000 | 788,000 |
| Noninterest income | 36,000 | 74,000 | 108,000 | 148,000 |
| Noninterest expense | 131,000 | 274,000 | 412,000 | 582,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 101,000 | 192,000 | 288,000 | 354,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 101,000 | 192,000 | 288,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,566,000 | 1,556,000 | 1,572,000 | 1,543,000 |
| Total capital | 1,678,000 | 1,668,000 | 1,684,000 | 1,636,000 |
| Risk-weighted assets | 14,810,000 | 12,912,000 | 12,948,000 | 14,803,000 |