Call reports 2014
FARMERS AND MERCHANTS BANK — 2014
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 21,776,000 | 21,696,000 | 21,397,000 | 21,692,000 |
| Total loans | 10,624,000 | 10,438,000 | 11,456,000 | 11,312,000 |
| Allowance for loan losses | 155,000 | 155,000 | 121,000 | 112,000 |
| Securities available for sale | 4,491,000 | 4,441,000 | 4,413,000 | 5,036,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,244,000 | 20,166,000 | 19,837,000 | 20,174,000 |
| Interest-bearing deposits | 15,472,000 | 14,882,000 | 14,825,000 | 15,170,000 |
| Noninterest-bearing deposits | 4,772,000 | 5,284,000 | 5,013,000 | 5,003,000 |
| Equity capital | 1,528,000 | 1,527,000 | 1,555,000 | 1,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 200,000 | 405,000 | 611,000 | 827,000 |
| Interest expense | 7,000 | 16,000 | 24,000 | 32,000 |
| Net interest income | 193,000 | 389,000 | 587,000 | 795,000 |
| Noninterest income | 31,000 | 67,000 | 106,000 | 146,000 |
| Noninterest expense | 131,000 | 272,000 | 404,000 | 572,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 93,000 | 184,000 | 289,000 | 369,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 93,000 | 184,000 | 289,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,546,000 | 1,554,000 | 1,569,000 | 1,543,000 |
| Total capital | 1,701,000 | 1,709,000 | 1,690,000 | 1,655,000 |
| Risk-weighted assets | 12,977,000 | 14,226,000 | 13,573,000 | 13,349,000 |