Call reports 2013
FARMERS AND MERCHANTS BANK — 2013
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 21,455,000 | 20,590,000 | 21,426,000 | 21,139,000 |
| Total loans | 9,625,000 | 10,073,000 | 10,178,000 | 10,281,000 |
| Allowance for loan losses | 155,000 | 155,000 | 155,000 | 155,000 |
| Securities available for sale | 4,526,000 | 4,375,000 | 4,265,000 | 4,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,890,000 | 19,079,000 | 19,968,000 | 19,676,000 |
| Interest-bearing deposits | 14,786,000 | 13,826,000 | 14,446,000 | 14,781,000 |
| Noninterest-bearing deposits | 5,104,000 | 5,253,000 | 5,522,000 | 4,895,000 |
| Equity capital | 1,560,000 | 1,506,000 | 1,453,000 | 1,459,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 186,000 | 378,000 | 581,000 | 781,000 |
| Interest expense | 9,000 | 17,000 | 26,000 | 34,000 |
| Net interest income | 177,000 | 361,000 | 555,000 | 747,000 |
| Noninterest income | 32,000 | 65,000 | 99,000 | 145,000 |
| Noninterest expense | 122,000 | 216,000 | 335,000 | 495,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 87,000 | 210,000 | 319,000 | 397,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 87,000 | 210,000 | 319,000 | 397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,547,000 | 1,582,000 | 1,569,000 | 1,539,000 |
| Total capital | 1,701,000 | 1,731,000 | 1,724,000 | 1,694,000 |
| Risk-weighted assets | 12,248,000 | 11,862,000 | 12,670,000 | 12,607,000 |