Call reports 2012
FARMERS AND MERCHANTS BANK — 2012
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 19,256,000 | 19,493,000 | 19,813,000 | 19,913,000 |
| Total loans | 9,130,000 | 9,356,000 | 8,950,000 | 9,672,000 |
| Allowance for loan losses | 154,000 | 152,000 | 153,000 | 153,000 |
| Securities available for sale | 1,140,000 | 1,098,000 | 3,097,000 | 3,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,712,000 | 17,954,000 | 18,291,000 | 18,462,000 |
| Interest-bearing deposits | 13,429,000 | 13,293,000 | 13,350,000 | 13,164,000 |
| Noninterest-bearing deposits | 4,283,000 | 4,660,000 | 4,941,000 | 5,298,000 |
| Equity capital | 1,539,000 | 1,535,000 | 1,516,000 | 1,448,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 190,000 | 375,000 | 560,000 | 751,000 |
| Interest expense | 13,000 | 27,000 | 38,000 | 49,000 |
| Net interest income | 177,000 | 348,000 | 522,000 | 702,000 |
| Noninterest income | 33,000 | 64,000 | 91,000 | 125,000 |
| Noninterest expense | 121,000 | 239,000 | 355,000 | 481,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 89,000 | 173,000 | 258,000 | 346,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 89,000 | 173,000 | 258,000 | 346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,540,000 | 1,534,000 | 1,536,000 | 1,459,000 |
| Total capital | 1,687,000 | 1,682,000 | 1,680,000 | 1,603,000 |
| Risk-weighted assets | 11,711,000 | 11,793,000 | 11,446,000 | 11,466,000 |