Call reports 2010
FARMERS AND MERCHANTS BANK — 2010
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 17,816,000 | 17,371,000 | 17,586,000 | 18,570,000 |
| Total loans | 8,651,000 | 8,672,000 | 8,817,000 | 9,644,000 |
| Allowance for loan losses | 154,000 | 154,000 | 154,000 | 154,000 |
| Securities available for sale | 1,147,000 | 981,000 | 887,000 | 741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,225,000 | 15,782,000 | 15,981,000 | 16,998,000 |
| Interest-bearing deposits | 12,952,000 | 12,714,000 | 12,961,000 | 13,306,000 |
| Noninterest-bearing deposits | 3,272,000 | 3,068,000 | 3,020,000 | 3,692,000 |
| Equity capital | 1,571,000 | 1,568,000 | 1,579,000 | 1,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 190,000 | 384,000 | 580,000 | 776,000 |
| Interest expense | 37,000 | 71,000 | 113,000 | 139,000 |
| Net interest income | 153,000 | 313,000 | 467,000 | 637,000 |
| Noninterest income | 38,000 | 77,000 | 110,000 | 147,000 |
| Noninterest expense | 118,000 | 240,000 | 332,000 | 458,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 73,000 | 150,000 | 245,000 | 326,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 73,000 | 150,000 | 245,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,519,000 | 1,524,000 | 1,542,000 | 1,523,000 |
| Total capital | 1,662,000 | 1,666,000 | 1,684,000 | 1,673,000 |
| Risk-weighted assets | 11,221,000 | 11,168,000 | 11,110,000 | 11,850,000 |