Call reports 2009
FARMERS AND MERCHANTS BANK — 2009
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 16,942,000 | 16,809,000 | 17,476,000 | 17,523,000 |
| Total loans | 7,499,000 | 7,226,000 | 7,521,000 | 8,330,000 |
| Allowance for loan losses | 151,000 | 154,000 | 154,000 | 154,000 |
| Securities available for sale | 2,359,000 | 2,095,000 | 1,728,000 | 1,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,343,000 | 15,194,000 | 15,861,000 | 15,932,000 |
| Interest-bearing deposits | 12,340,000 | 12,530,000 | 13,247,000 | 13,115,000 |
| Noninterest-bearing deposits | 3,002,000 | 2,663,000 | 2,613,000 | 2,817,000 |
| Equity capital | 1,577,000 | 1,593,000 | 1,589,000 | 1,568,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 196,000 | 400,000 | 602,000 | 800,000 |
| Interest expense | 46,000 | 87,000 | 125,000 | 166,000 |
| Net interest income | 150,000 | 313,000 | 477,000 | 634,000 |
| Noninterest income | 38,000 | 78,000 | 116,000 | 155,000 |
| Noninterest expense | 115,000 | 231,000 | 348,000 | 478,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 73,000 | 160,000 | 245,000 | 311,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 73,000 | 160,000 | 245,000 | 311,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,518,000 | 1,532,000 | 1,530,000 | 1,511,000 |
| Total capital | 1,634,000 | 1,645,000 | 1,667,000 | 1,655,000 |
| Risk-weighted assets | 9,227,000 | 8,990,000 | 10,644,000 | 11,240,000 |