Call reports 2007
FARMERS AND MERCHANTS BANK — 2007
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 16,613,000 | 15,912,000 | 16,081,000 | 16,856,000 |
| Total loans | 5,874,000 | 5,731,000 | 6,340,000 | 7,726,000 |
| Allowance for loan losses | 154,000 | 154,000 | 148,000 | 148,000 |
| Securities available for sale | 3,763,000 | 4,228,000 | 4,004,000 | 3,843,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,107,000 | 14,415,000 | 14,555,000 | 14,538,000 |
| Interest-bearing deposits | 12,291,000 | 11,729,000 | 11,934,000 | 11,731,000 |
| Noninterest-bearing deposits | 2,816,000 | 2,686,000 | 2,622,000 | 2,807,000 |
| Equity capital | 1,465,000 | 1,457,000 | 1,482,000 | 1,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 248,000 | 513,000 | 764,000 | 1,023,000 |
| Interest expense | 77,000 | 160,000 | 248,000 | 338,000 |
| Net interest income | 171,000 | 353,000 | 516,000 | 685,000 |
| Noninterest income | 28,000 | 56,000 | 83,000 | 120,000 |
| Noninterest expense | 121,000 | 238,000 | 343,000 | 453,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 78,000 | 171,000 | 256,000 | 353,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 78,000 | 171,000 | 256,000 | 353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,507,000 | 1,523,000 | 1,515,000 | 1,527,000 |
| Total capital | 1,606,000 | 1,622,000 | 1,619,000 | 1,647,000 |
| Risk-weighted assets | 7,992,000 | 7,864,000 | 8,315,000 | 9,545,000 |