Call reports 2006
FARMERS AND MERCHANTS BANK — 2006
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 15,926,000 | 15,546,000 | 15,572,000 | 15,724,000 |
| Total loans | 6,853,000 | 7,093,000 | 6,054,000 | 5,701,000 |
| Allowance for loan losses | 153,000 | 153,000 | 153,000 | 153,000 |
| Securities available for sale | 5,783,000 | 5,089,000 | 4,911,000 | 4,413,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,489,000 | 14,122,000 | 14,112,000 | 14,218,000 |
| Interest-bearing deposits | 12,049,000 | 11,791,000 | 11,583,000 | 11,802,000 |
| Noninterest-bearing deposits | 2,440,000 | 2,331,000 | 2,530,000 | 2,415,000 |
| Equity capital | 1,401,000 | 1,374,000 | 1,410,000 | 1,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 216,000 | 437,000 | 668,000 | 907,000 |
| Interest expense | 58,000 | 122,000 | 191,000 | 266,000 |
| Net interest income | 158,000 | 315,000 | 477,000 | 641,000 |
| Noninterest income | 36,000 | 75,000 | 105,000 | 138,000 |
| Noninterest expense | 114,000 | 247,000 | 373,000 | 491,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 77,000 | 139,000 | 206,000 | 285,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | 139,000 | 206,000 | 285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,505,000 | 1,492,000 | 1,500,000 | 1,509,000 |
| Total capital | 1,606,000 | 1,595,000 | 1,594,000 | 1,603,000 |
| Risk-weighted assets | 8,061,000 | 8,154,000 | 7,501,000 | 7,474,000 |