Call reports 2005
FARMERS AND MERCHANTS BANK — 2005
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 15,465,000 | 16,643,000 | 16,030,000 | 15,600,000 |
| Total loans | 6,396,000 | 7,491,000 | 7,347,000 | 7,460,000 |
| Allowance for loan losses | 154,000 | 154,000 | 154,000 | 154,000 |
| Securities available for sale | 6,044,000 | 6,751,000 | 6,124,000 | 5,544,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,018,000 | 14,451,000 | 14,566,000 | 14,158,000 |
| Interest-bearing deposits | 11,746,000 | 12,018,000 | 12,277,000 | 11,812,000 |
| Noninterest-bearing deposits | 2,272,000 | 2,433,000 | 2,289,000 | 2,346,000 |
| Equity capital | 1,423,000 | 1,449,000 | 1,431,000 | 1,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 182,000 | 380,000 | 574,000 | 784,000 |
| Interest expense | 34,000 | 71,000 | 122,000 | 175,000 |
| Net interest income | 148,000 | 309,000 | 452,000 | 609,000 |
| Noninterest income | 33,000 | 67,000 | 103,000 | 136,000 |
| Noninterest expense | 106,000 | 218,000 | 324,000 | 444,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 75,000 | 158,000 | 231,000 | 301,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 75,000 | 158,000 | 231,000 | 301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,503,000 | 1,517,000 | 1,504,000 | 1,502,000 |
| Total capital | 1,600,000 | 1,625,000 | 1,608,000 | 1,606,000 |
| Risk-weighted assets | 7,687,000 | 8,561,000 | 8,282,000 | 8,253,000 |