Call reports 2004
FARMERS AND MERCHANTS BANK — 2004
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 14,620,000 | 15,075,000 | 14,949,000 | 14,979,000 |
| Total loans | 5,232,000 | 5,773,000 | 5,777,000 | 6,164,000 |
| Allowance for loan losses | 157,000 | 157,000 | 157,000 | 154,000 |
| Securities available for sale | 6,460,000 | 5,590,000 | 5,846,000 | 6,274,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,110,000 | 13,653,000 | 13,474,000 | 13,228,000 |
| Interest-bearing deposits | 11,191,000 | 11,484,000 | 11,286,000 | 11,098,000 |
| Noninterest-bearing deposits | 1,919,000 | 2,169,000 | 2,188,000 | 2,130,000 |
| Equity capital | 1,489,000 | 1,399,000 | 1,452,000 | 1,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 136,000 | 284,000 | 434,000 | 599,000 |
| Interest expense | 34,000 | 66,000 | 99,000 | 130,000 |
| Net interest income | 102,000 | 218,000 | 335,000 | 469,000 |
| Noninterest income | 30,000 | 71,000 | 114,000 | 156,000 |
| Noninterest expense | 99,000 | 202,000 | 304,000 | 427,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 42,000 | 96,000 | 154,000 | 207,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 42,000 | 96,000 | 154,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,444,000 | 1,458,000 | 1,465,000 | 1,474,000 |
| Total capital | 1,527,000 | 1,545,000 | 1,551,000 | 1,566,000 |
| Risk-weighted assets | 6,603,000 | 6,922,000 | 6,820,000 | 7,320,000 |