Call reports 2003
FARMERS AND MERCHANTS BANK — 2003
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 15,807,000 | 15,187,000 | 14,923,000 | 14,571,000 |
| Total loans | 5,852,000 | 5,772,000 | 5,195,000 | 4,802,000 |
| Allowance for loan losses | 174,000 | 165,000 | 165,000 | 157,000 |
| Securities available for sale | 7,821,000 | 7,378,000 | 8,905,000 | 7,971,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,070,000 | 13,471,000 | 13,019,000 | 12,931,000 |
| Interest-bearing deposits | 11,914,000 | 11,371,000 | 10,976,000 | 10,755,000 |
| Noninterest-bearing deposits | 2,156,000 | 2,100,000 | 2,043,000 | 2,176,000 |
| Equity capital | 1,686,000 | 1,670,000 | 1,596,000 | 1,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 155,000 | 308,000 | 382,000 | 529,000 |
| Interest expense | 52,000 | 96,000 | 137,000 | 175,000 |
| Net interest income | 103,000 | 212,000 | 245,000 | 354,000 |
| Noninterest income | 36,000 | 73,000 | 108,000 | 141,000 |
| Noninterest expense | 101,000 | 201,000 | 301,000 | 447,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 84,000 | 52,000 | 48,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 38,000 | 84,000 | 52,000 | 48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,665,000 | 1,673,000 | 1,596,000 | 1,592,000 |
| Total capital | 1,760,000 | 1,760,000 | 1,675,000 | 1,668,000 |
| Risk-weighted assets | 7,487,000 | 6,918,000 | 6,272,000 | 5,993,000 |