Call reports 2002
FARMERS AND MERCHANTS BANK — 2002
What FARMERS AND MERCHANTS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 15,418,000 | 15,641,000 | 15,582,000 | 15,426,000 |
| Total loans | 5,774,000 | 6,402,000 | 6,329,000 | 6,306,000 |
| Allowance for loan losses | 170,000 | 170,000 | 174,000 | 174,000 |
| Securities available for sale | 8,096,000 | 7,742,000 | 7,750,000 | 7,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,625,000 | 13,755,000 | 13,547,000 | 13,328,000 |
| Interest-bearing deposits | 11,491,000 | 11,580,000 | 11,409,000 | 11,258,000 |
| Noninterest-bearing deposits | 2,134,000 | 2,175,000 | 2,138,000 | 2,070,000 |
| Equity capital | 1,710,000 | 1,799,000 | 1,796,000 | 1,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 217,000 | 444,000 | 661,000 | 855,000 |
| Interest expense | 80,000 | 149,000 | 218,000 | 280,000 |
| Net interest income | 137,000 | 295,000 | 443,000 | 575,000 |
| Noninterest income | 40,000 | 75,000 | 110,000 | 147,000 |
| Noninterest expense | 100,000 | 199,000 | 310,000 | 426,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 77,000 | 171,000 | 243,000 | 296,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 77,000 | 171,000 | 243,000 | 296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,702,000 | 1,718,000 | 1,697,000 | 1,677,000 |
| Total capital | 1,791,000 | 1,812,000 | 1,796,000 | 1,772,000 |
| Risk-weighted assets | 7,019,000 | 7,458,000 | 7,808,000 | 7,542,000 |