Call reports 2024
ISRAEL DISCOUNT BANK OF NEW YORK — 2024
What ISRAEL DISCOUNT BANK OF NEW YORK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 12,013,677,000 | 12,275,707,000 | 13,219,309,000 | 13,856,139,000 |
| Total loans | 8,219,893,000 | 8,467,596,000 | 9,024,218,000 | 9,312,333,000 |
| Allowance for loan losses | 79,616,000 | 81,931,000 | 83,554,000 | 74,585,000 |
| Securities available for sale | 1,565,635,000 | 1,536,405,000 | 1,568,599,000 | 1,414,476,000 |
| Securities held to maturity | 1,006,449,000 | 980,035,000 | 948,975,000 | 966,851,000 |
| Trading assets | 180,355,000 | 177,768,000 | 148,318,000 | 149,428,000 |
| Total deposits | 10,165,017,000 | 10,124,805,000 | 10,895,370,000 | 12,074,083,000 |
| Interest-bearing deposits | 9,634,834,000 | 9,622,388,000 | 10,326,494,000 | 11,470,569,000 |
| Noninterest-bearing deposits | 530,183,000 | 502,417,000 | 568,876,000 | 603,514,000 |
| Equity capital | 1,230,818,000 | 1,245,528,000 | 1,292,348,000 | 1,310,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 188,545,000 | 378,025,000 | 575,575,000 | 776,129,000 |
| Interest expense | 107,221,000 | 217,690,000 | 333,591,000 | 447,904,000 |
| Net interest income | 81,324,000 | 160,335,000 | 241,984,000 | 328,225,000 |
| Noninterest income | 18,150,000 | 38,783,000 | 59,107,000 | 76,440,000 |
| Noninterest expense | 69,689,000 | 141,208,000 | 213,191,000 | 285,726,000 |
| Provision for loan losses | 530,000 | 7,296,000 | 9,374,000 | 3,725,000 |
| Pretax income | 28,226,000 | 50,494,000 | 78,798,000 | 117,243,000 |
| Income tax | 6,690,000 | 12,456,000 | 19,406,000 | 28,030,000 |
| Net income | 21,536,000 | 38,038,000 | 59,392,000 | 89,213,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,357,376,000 | 1,373,878,000 | 1,395,233,000 | 1,425,054,000 |
| Total capital | 1,443,882,000 | 1,462,062,000 | 1,484,408,000 | 1,504,740,000 |
| Risk-weighted assets | 9,291,825,000 | 9,488,129,000 | 9,990,051,000 | 10,275,337,000 |