Call reports 2023
ISRAEL DISCOUNT BANK OF NEW YORK — 2023
What ISRAEL DISCOUNT BANK OF NEW YORK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 12,829,825,000 | 12,224,444,000 | 12,442,993,000 | 12,219,446,000 |
| Total loans | 8,164,632,000 | 8,062,966,000 | 8,319,632,000 | 8,185,969,000 |
| Allowance for loan losses | 78,605,000 | 80,804,000 | 83,263,000 | 83,899,000 |
| Securities available for sale | 1,622,818,000 | 1,686,353,000 | 1,664,050,000 | 1,554,281,000 |
| Securities held to maturity | 1,010,664,000 | 986,994,000 | 1,007,959,000 | 1,019,642,000 |
| Trading assets | 172,198,000 | 202,081,000 | 222,065,000 | 169,679,000 |
| Total deposits | 10,781,587,000 | 10,274,837,000 | 10,326,550,000 | 10,324,647,000 |
| Interest-bearing deposits | 10,194,071,000 | 9,741,434,000 | 9,820,318,000 | 9,769,386,000 |
| Noninterest-bearing deposits | 587,516,000 | 533,403,000 | 506,232,000 | 555,261,000 |
| Equity capital | 1,152,009,000 | 1,158,349,000 | 1,160,049,000 | 1,213,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 165,159,000 | 344,846,000 | 529,418,000 | 719,820,000 |
| Interest expense | 77,997,000 | 171,533,000 | 274,253,000 | 384,600,000 |
| Net interest income | 87,162,000 | 173,313,000 | 255,165,000 | 335,220,000 |
| Noninterest income | 16,353,000 | 34,778,000 | 53,878,000 | 74,415,000 |
| Noninterest expense | 68,283,000 | 140,681,000 | 214,805,000 | 292,252,000 |
| Provision for loan losses | -4,101,000 | -3,148,000 | 1,564,000 | 5,730,000 |
| Pretax income | 39,758,000 | 68,195,000 | 91,446,000 | 79,687,000 |
| Income tax | 10,143,000 | 16,568,000 | 22,241,000 | 15,717,000 |
| Net income | 29,615,000 | 51,627,000 | 69,205,000 | 63,970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,301,486,000 | 1,323,498,000 | 1,341,075,000 | 1,335,840,000 |
| Total capital | 1,384,130,000 | 1,409,371,000 | 1,429,867,000 | 1,426,107,000 |
| Risk-weighted assets | 9,121,228,000 | 9,032,393,000 | 9,320,487,000 | 9,170,755,000 |