Call reports 2022
ISRAEL DISCOUNT BANK OF NEW YORK — 2022
What ISRAEL DISCOUNT BANK OF NEW YORK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 12,979,545,000 | 12,604,295,000 | 12,369,155,000 | 12,512,286,000 |
| Total loans | 8,656,254,000 | 8,683,202,000 | 8,537,530,000 | 8,234,392,000 |
| Allowance for loan losses | 78,062,000 | 75,546,000 | 82,867,000 | 80,826,000 |
| Securities available for sale | 2,166,250,000 | 1,689,822,000 | 1,586,227,000 | 1,477,275,000 |
| Securities held to maturity | 605,867,000 | 882,372,000 | 940,737,000 | 950,160,000 |
| Trading assets | 114,549,000 | 155,350,000 | 234,021,000 | 207,129,000 |
| Total deposits | 11,310,346,000 | 10,830,433,000 | 10,470,643,000 | 10,487,604,000 |
| Interest-bearing deposits | 10,396,798,000 | 10,025,581,000 | 9,787,244,000 | 9,786,831,000 |
| Noninterest-bearing deposits | 913,548,000 | 804,852,000 | 683,399,000 | 700,773,000 |
| Equity capital | 1,107,118,000 | 1,085,212,000 | 1,072,162,000 | 1,112,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 78,532,000 | 171,178,000 | 293,941,000 | 445,546,000 |
| Interest expense | 6,886,000 | 20,149,000 | 51,301,000 | 110,699,000 |
| Net interest income | 71,646,000 | 151,029,000 | 242,640,000 | 334,847,000 |
| Noninterest income | 17,929,000 | 38,159,000 | 57,949,000 | 77,221,000 |
| Noninterest expense | 58,392,000 | 120,054,000 | 190,655,000 | 254,436,000 |
| Provision for loan losses | -5,377,000 | -7,551,000 | -2,885,000 | -3,207,000 |
| Pretax income | 37,479,000 | 77,552,000 | 111,009,000 | 150,095,000 |
| Income tax | 9,636,000 | 20,020,000 | 28,429,000 | 35,862,000 |
| Net income | 27,843,000 | 57,532,000 | 82,580,000 | 114,233,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,185,481,000 | 1,215,169,000 | 1,240,218,000 | 1,271,871,000 |
| Total capital | 1,265,441,000 | 1,292,505,000 | 1,325,159,000 | 1,356,359,000 |
| Risk-weighted assets | 9,464,574,000 | 9,408,140,000 | 9,259,630,000 | 9,068,701,000 |