Call reports 2019
ISRAEL DISCOUNT BANK OF NEW YORK — 2019
What ISRAEL DISCOUNT BANK OF NEW YORK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 9,458,533,000 | 9,908,522,000 | 9,701,571,000 | 9,777,011,000 |
| Total loans | 6,512,993,000 | 6,520,791,000 | 6,797,779,000 | 6,859,435,000 |
| Allowance for loan losses | 74,778,000 | 75,449,000 | 80,044,000 | 81,421,000 |
| Securities available for sale | 2,094,791,000 | 2,186,581,000 | 2,219,984,000 | 2,253,264,000 |
| Securities held to maturity | 178,007,000 | 161,668,000 | 153,746,000 | 143,621,000 |
| Trading assets | 48,893,000 | 71,470,000 | 90,249,000 | 75,109,000 |
| Total deposits | 8,023,321,000 | 8,200,978,000 | 7,914,537,000 | 8,173,536,000 |
| Interest-bearing deposits | 7,613,437,000 | 7,792,384,000 | 7,497,605,000 | 7,686,228,000 |
| Noninterest-bearing deposits | 409,884,000 | 408,594,000 | 416,932,000 | 487,308,000 |
| Equity capital | 973,533,000 | 1,020,907,000 | 1,051,528,000 | 1,068,425,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 99,417,000 | 200,986,000 | 300,243,000 | 395,187,000 |
| Interest expense | 35,531,000 | 73,675,000 | 111,614,000 | 145,503,000 |
| Net interest income | 63,886,000 | 127,311,000 | 188,629,000 | 249,684,000 |
| Noninterest income | 15,584,000 | 28,955,000 | 50,603,000 | 68,896,000 |
| Noninterest expense | 47,083,000 | 92,097,000 | 139,239,000 | 190,012,000 |
| Provision for loan losses | 3,277,000 | 3,888,000 | 7,947,000 | 9,473,000 |
| Pretax income | 30,686,000 | 64,146,000 | 99,644,000 | 127,013,000 |
| Income tax | 6,988,000 | 14,737,000 | 20,451,000 | 26,627,000 |
| Net income | 23,698,000 | 49,409,000 | 79,193,000 | 100,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 981,414,000 | 1,007,125,000 | 1,036,909,000 | 1,058,103,000 |
| Total capital | 1,056,399,000 | 1,082,777,000 | 1,117,146,000 | 1,139,745,000 |
| Risk-weighted assets | 7,186,563,000 | 7,095,470,000 | 7,417,740,000 | 7,568,046,000 |