Call reports 2018
ISRAEL DISCOUNT BANK OF NEW YORK — 2018
What ISRAEL DISCOUNT BANK OF NEW YORK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 9,143,424,000 | 8,910,247,000 | 8,970,579,000 | 9,229,216,000 |
| Total loans | 5,999,005,000 | 5,903,312,000 | 6,110,161,000 | 6,190,459,000 |
| Allowance for loan losses | 70,809,000 | 71,158,000 | 69,371,000 | 71,216,000 |
| Securities available for sale | 2,139,529,000 | 2,331,611,000 | 2,150,538,000 | 2,157,495,000 |
| Securities held to maturity | 503,495,000 | 216,584,000 | 204,240,000 | 197,385,000 |
| Trading assets | 21,148,000 | 21,248,000 | 19,650,000 | 23,485,000 |
| Total deposits | 7,395,148,000 | 7,181,849,000 | 7,326,425,000 | 7,469,282,000 |
| Interest-bearing deposits | 6,934,991,000 | 6,746,154,000 | 6,904,203,000 | 6,923,117,000 |
| Noninterest-bearing deposits | 460,157,000 | 435,695,000 | 422,222,000 | 546,165,000 |
| Equity capital | 905,101,000 | 902,427,000 | 903,952,000 | 938,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 81,332,000 | 167,847,000 | 257,908,000 | 355,012,000 |
| Interest expense | 21,584,000 | 47,113,000 | 76,207,000 | 108,702,000 |
| Net interest income | 59,748,000 | 120,734,000 | 181,701,000 | 246,310,000 |
| Noninterest income | 14,961,000 | 29,918,000 | 42,928,000 | 58,485,000 |
| Noninterest expense | 41,410,000 | 84,635,000 | 126,135,000 | 181,964,000 |
| Provision for loan losses | -4,900,000 | -5,200,000 | -5,200,000 | -4,390,000 |
| Pretax income | 38,199,000 | 70,966,000 | 100,738,000 | 124,318,000 |
| Income tax | 8,388,000 | 15,580,000 | 22,237,000 | 28,130,000 |
| Net income | 29,811,000 | 55,386,000 | 78,501,000 | 96,188,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 938,013,000 | 939,563,000 | 950,145,000 | 962,116,000 |
| Total capital | 1,009,023,000 | 1,010,927,000 | 1,019,734,000 | 1,033,552,000 |
| Risk-weighted assets | 6,652,128,000 | 6,584,246,000 | 6,757,028,000 | 6,815,192,000 |