Call reports 2016
ISRAEL DISCOUNT BANK OF NEW YORK — 2016
What ISRAEL DISCOUNT BANK OF NEW YORK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 9,299,025,000 | 9,167,981,000 | 9,361,193,000 | 9,272,413,000 |
| Total loans | 5,522,021,000 | 5,460,601,000 | 5,813,022,000 | 5,744,058,000 |
| Allowance for loan losses | 66,264,000 | 67,074,000 | 73,174,000 | 68,901,000 |
| Securities available for sale | 2,100,674,000 | 2,106,548,000 | 2,032,832,000 | 2,137,175,000 |
| Securities held to maturity | 768,490,000 | 732,244,000 | 669,737,000 | 640,406,000 |
| Trading assets | 26,431,000 | 23,974,000 | 25,587,000 | 25,182,000 |
| Total deposits | 7,299,970,000 | 7,172,343,000 | 7,388,157,000 | 7,339,333,000 |
| Interest-bearing deposits | 6,873,062,000 | 6,784,126,000 | 7,004,581,000 | 6,943,392,000 |
| Noninterest-bearing deposits | 426,908,000 | 388,217,000 | 383,576,000 | 395,941,000 |
| Equity capital | 862,224,000 | 869,030,000 | 879,178,000 | 880,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 67,669,000 | 135,190,000 | 203,056,000 | 271,944,000 |
| Interest expense | 20,513,000 | 40,431,000 | 60,554,000 | 81,581,000 |
| Net interest income | 47,156,000 | 94,759,000 | 142,502,000 | 190,363,000 |
| Noninterest income | 14,336,000 | 28,323,000 | 45,054,000 | 63,123,000 |
| Noninterest expense | 35,503,000 | 71,138,000 | 107,926,000 | 141,989,000 |
| Provision for loan losses | 5,000,000 | 12,600,000 | 24,600,000 | 33,300,000 |
| Pretax income | 20,989,000 | 39,344,000 | 55,030,000 | 78,323,000 |
| Income tax | 5,202,000 | 8,562,000 | 12,593,000 | 18,011,000 |
| Net income | 15,787,000 | 30,782,000 | 42,437,000 | 60,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 855,572,000 | 855,600,000 | 867,237,000 | 884,936,000 |
| Total capital | 922,215,000 | 923,078,000 | 940,807,000 | 954,253,000 |
| Risk-weighted assets | 6,666,296,000 | 6,625,023,000 | 6,866,282,000 | 6,813,746,000 |