Call reports 2015
ISRAEL DISCOUNT BANK OF NEW YORK — 2015
What ISRAEL DISCOUNT BANK OF NEW YORK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 9,766,617,000 | 9,772,799,000 | 9,866,515,000 | 9,321,831,000 |
| Total loans | 5,341,756,000 | 5,242,260,000 | 5,492,468,000 | 5,482,349,000 |
| Allowance for loan losses | 67,802,000 | 68,241,000 | 68,351,000 | 70,148,000 |
| Securities available for sale | 2,517,717,000 | 2,596,489,000 | 2,423,849,000 | 2,048,081,000 |
| Securities held to maturity | 802,073,000 | 776,822,000 | 752,072,000 | 734,923,000 |
| Trading assets | 41,528,000 | 27,720,000 | 31,366,000 | 25,266,000 |
| Total deposits | 5,934,165,000 | 6,060,949,000 | 6,219,136,000 | 7,310,823,000 |
| Interest-bearing deposits | 5,596,502,000 | 5,683,403,000 | 5,845,854,000 | 6,932,040,000 |
| Noninterest-bearing deposits | 337,663,000 | 377,546,000 | 373,282,000 | 378,783,000 |
| Equity capital | 796,695,000 | 802,206,000 | 825,184,000 | 829,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 60,803,000 | 121,216,000 | 182,919,000 | 247,228,000 |
| Interest expense | 19,094,000 | 38,397,000 | 57,939,000 | 77,213,000 |
| Net interest income | 41,709,000 | 82,819,000 | 124,980,000 | 170,015,000 |
| Noninterest income | 12,794,000 | 28,295,000 | 41,344,000 | 57,362,000 |
| Noninterest expense | 35,177,000 | 70,692,000 | 106,637,000 | 140,491,000 |
| Provision for loan losses | 1,613,000 | 1,773,000 | 1,859,000 | 2,708,000 |
| Pretax income | 16,626,000 | 37,768,000 | 57,075,000 | 83,425,000 |
| Income tax | 4,870,000 | 13,432,000 | 14,945,000 | 24,485,000 |
| Net income | 13,186,000 | 26,996,000 | 42,299,000 | 60,240,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 800,881,000 | 814,622,000 | 829,964,000 | 839,715,000 |
| Total capital | 869,656,000 | 883,782,000 | 898,968,000 | 910,272,000 |
| Risk-weighted assets | 6,723,952,000 | 6,590,407,000 | 6,928,001,000 | 6,644,730,000 |