Call reports 2014
ISRAEL DISCOUNT BANK OF NEW YORK — 2014
What ISRAEL DISCOUNT BANK OF NEW YORK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 9,740,030,000 | 9,727,166,000 | 9,774,310,000 | 9,783,466,000 |
| Total loans | 4,832,539,000 | 4,758,144,000 | 4,934,670,000 | 5,200,644,000 |
| Allowance for loan losses | 67,316,000 | 60,861,000 | 63,430,000 | 65,933,000 |
| Securities available for sale | 3,007,310,000 | 2,905,803,000 | 2,841,036,000 | 2,651,899,000 |
| Securities held to maturity | 917,822,000 | 896,448,000 | 881,529,000 | 839,940,000 |
| Trading assets | 16,346,000 | 14,758,000 | 23,254,000 | 39,645,000 |
| Total deposits | 5,723,639,000 | 5,682,214,000 | 5,794,905,000 | 5,868,614,000 |
| Interest-bearing deposits | 5,444,762,000 | 5,380,548,000 | 5,492,614,000 | 5,558,409,000 |
| Noninterest-bearing deposits | 278,877,000 | 301,666,000 | 302,291,000 | 310,205,000 |
| Equity capital | 736,716,000 | 767,663,000 | 778,056,000 | 774,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 60,425,000 | 121,563,000 | 181,409,000 | 242,296,000 |
| Interest expense | 19,815,000 | 39,353,000 | 58,988,000 | 78,843,000 |
| Net interest income | 40,610,000 | 82,210,000 | 122,421,000 | 163,453,000 |
| Noninterest income | 12,976,000 | 26,076,000 | 39,621,000 | 54,618,000 |
| Noninterest expense | 34,551,000 | 68,980,000 | 103,156,000 | 140,612,000 |
| Provision for loan losses | 4,253,000 | 3,862,000 | 5,688,000 | 5,142,000 |
| Pretax income | 17,456,000 | 18,857,000 | 36,698,000 | 47,428,000 |
| Income tax | 5,216,000 | 5,000,000 | 11,197,000 | 4,764,000 |
| Net income | 13,066,000 | 15,310,000 | 28,205,000 | 22,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 778,424,000 | 780,720,000 | 793,598,000 | 782,285,000 |
| Total capital | 846,660,000 | 842,485,000 | 857,907,000 | 849,100,000 |
| Risk-weighted assets | 6,616,634,000 | 6,482,874,000 | 6,584,017,000 | 6,643,765,000 |