Call reports 2012
ISRAEL DISCOUNT BANK OF NEW YORK — 2012
What ISRAEL DISCOUNT BANK OF NEW YORK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 9,545,516,000 | 9,295,611,000 | 9,409,268,000 | 9,980,203,000 |
| Total loans | 3,780,508,000 | 3,836,141,000 | 4,193,110,000 | 4,190,372,000 |
| Allowance for loan losses | 75,000,000 | 68,708,000 | 71,205,000 | 71,291,000 |
| Securities available for sale | 3,773,626,000 | 3,657,347,000 | 3,432,766,000 | 3,313,815,000 |
| Securities held to maturity | 1,031,562,000 | 990,143,000 | 948,790,000 | 957,056,000 |
| Trading assets | 103,205,000 | 14,449,000 | 13,082,000 | 15,447,000 |
| Total deposits | 4,760,628,000 | 4,871,402,000 | 5,199,726,000 | 5,446,174,000 |
| Interest-bearing deposits | 4,527,571,000 | 4,649,431,000 | 4,964,040,000 | 5,150,416,000 |
| Noninterest-bearing deposits | 233,057,000 | 221,971,000 | 235,686,000 | 295,758,000 |
| Equity capital | 691,254,000 | 701,581,000 | 721,766,000 | 728,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 73,682,000 | 144,887,000 | 215,026,000 | 281,569,000 |
| Interest expense | 29,817,000 | 57,797,000 | 84,081,000 | 109,661,000 |
| Net interest income | 43,865,000 | 87,090,000 | 130,945,000 | 171,908,000 |
| Noninterest income | 14,441,000 | 29,160,000 | 48,523,000 | 63,927,000 |
| Noninterest expense | 52,121,000 | 95,526,000 | 139,782,000 | 185,233,000 |
| Provision for loan losses | 7,500,000 | 10,500,000 | 13,500,000 | 16,500,000 |
| Pretax income | 9,501,000 | 28,369,000 | 46,903,000 | 56,376,000 |
| Income tax | 2,349,000 | 7,025,000 | 11,799,000 | 14,172,000 |
| Net income | 7,152,000 | 21,344,000 | 35,104,000 | 42,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 708,664,000 | 723,253,000 | 736,470,000 | 744,569,000 |
| Total capital | 779,448,000 | 792,815,000 | 808,525,000 | 816,691,000 |
| Risk-weighted assets | 5,653,621,000 | 5,809,549,000 | 6,042,102,000 | 6,015,829,000 |