Call reports 2011
ISRAEL DISCOUNT BANK OF NEW YORK — 2011
What ISRAEL DISCOUNT BANK OF NEW YORK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 9,105,170,000 | 9,365,780,000 | 9,662,671,000 | 9,483,877,000 |
| Total loans | 3,743,759,000 | 3,815,320,000 | 4,049,743,000 | 3,825,446,000 |
| Allowance for loan losses | 59,224,000 | 60,773,000 | 67,833,000 | 73,792,000 |
| Securities available for sale | 3,332,757,000 | 3,364,231,000 | 3,636,974,000 | 3,779,158,000 |
| Securities held to maturity | 1,145,952,000 | 1,108,989,000 | 919,437,000 | 830,520,000 |
| Trading assets | 121,176,000 | 123,286,000 | 205,297,000 | 104,591,000 |
| Total deposits | 4,454,520,000 | 4,647,839,000 | 4,982,697,000 | 4,961,786,000 |
| Interest-bearing deposits | 4,248,051,000 | 4,408,768,000 | 4,721,634,000 | 4,611,614,000 |
| Noninterest-bearing deposits | 206,469,000 | 239,071,000 | 261,063,000 | 350,172,000 |
| Equity capital | 773,840,000 | 794,957,000 | 792,583,000 | 679,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 80,713,000 | 159,148,000 | 237,519,000 | 314,341,000 |
| Interest expense | 30,144,000 | 59,965,000 | 90,800,000 | 121,541,000 |
| Net interest income | 50,569,000 | 99,183,000 | 146,719,000 | 192,800,000 |
| Noninterest income | 16,125,000 | 33,737,000 | 46,876,000 | 59,044,000 |
| Noninterest expense | 44,071,000 | 86,960,000 | 127,875,000 | 171,445,000 |
| Provision for loan losses | 7,500,000 | 19,500,000 | 31,000,000 | 40,857,000 |
| Pretax income | 19,590,000 | 39,370,000 | 52,971,000 | 59,977,000 |
| Income tax | 5,287,000 | 11,037,000 | 13,769,000 | 14,167,000 |
| Net income | 14,303,000 | 28,333,000 | 39,202,000 | 45,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 782,676,000 | 796,707,000 | 807,576,000 | 711,908,000 |
| Total capital | 903,069,000 | 918,522,000 | 936,335,000 | 838,854,000 |
| Risk-weighted assets | 5,693,112,000 | 5,715,544,000 | 5,920,785,000 | 5,748,943,000 |