Call reports 2004
ISRAEL DISCOUNT BANK OF NEW YORK — 2004
What ISRAEL DISCOUNT BANK OF NEW YORK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 7,829,151,000 | 8,456,389,000 | 8,595,026,000 | 8,404,541,000 |
| Total loans | 2,382,484,000 | 2,331,921,000 | 2,579,535,000 | 2,533,296,000 |
| Allowance for loan losses | 51,307,000 | 51,306,000 | 51,493,000 | 52,186,000 |
| Securities available for sale | 4,547,895,000 | 4,250,857,000 | 3,622,071,000 | 3,531,113,000 |
| Securities held to maturity | 0 | 768,906,000 | 1,363,159,000 | 1,271,016,000 |
| Trading assets | 165,815,000 | 218,285,000 | 193,641,000 | 234,560,000 |
| Total deposits | 3,200,849,000 | 3,313,448,000 | 3,474,013,000 | 3,527,465,000 |
| Interest-bearing deposits | 2,992,000,000 | 3,169,226,000 | 3,325,347,000 | 3,351,735,000 |
| Noninterest-bearing deposits | 208,849,000 | 144,222,000 | 148,666,000 | 175,730,000 |
| Equity capital | 550,196,000 | 510,486,000 | 547,564,000 | 530,605,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 71,230,000 | 143,069,000 | 225,601,000 | 309,163,000 |
| Interest expense | 35,907,000 | 73,801,000 | 118,145,000 | 172,712,000 |
| Net interest income | 35,323,000 | 69,268,000 | 107,456,000 | 136,451,000 |
| Noninterest income | 12,877,000 | 27,725,000 | 40,202,000 | 56,462,000 |
| Noninterest expense | 28,836,000 | 59,267,000 | 85,408,000 | 115,528,000 |
| Provision for loan losses | 472,000 | 804,000 | 6,615,000 | 7,441,000 |
| Pretax income | 22,141,000 | 40,147,000 | 59,082,000 | 75,173,000 |
| Income tax | 6,700,000 | 11,500,000 | 19,100,000 | 25,100,000 |
| Net income | 15,441,000 | 28,647,000 | 39,982,000 | 50,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 515,665,000 | 534,637,000 | 546,036,000 | 528,145,000 |
| Total capital | 566,972,000 | 585,943,000 | 597,529,000 | 580,331,000 |
| Risk-weighted assets | 4,373,156,000 | 4,573,206,000 | 4,788,770,000 | 4,719,793,000 |