Call reports 2003
ISRAEL DISCOUNT BANK OF NEW YORK — 2003
What ISRAEL DISCOUNT BANK OF NEW YORK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 7,597,226,000 | 7,626,097,000 | 7,945,912,000 | 7,708,494,000 |
| Total loans | 2,051,415,000 | 2,143,541,000 | 2,355,494,000 | 2,264,431,000 |
| Allowance for loan losses | 51,969,000 | 47,334,000 | 46,639,000 | 50,926,000 |
| Securities available for sale | 4,647,108,000 | 4,543,476,000 | 4,743,623,000 | 4,590,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 140,388,000 | 123,158,000 | 123,956,000 | 124,362,000 |
| Total deposits | 2,904,166,000 | 2,981,361,000 | 2,932,265,000 | 3,104,532,000 |
| Interest-bearing deposits | 2,787,351,000 | 2,852,098,000 | 2,769,309,000 | 2,948,553,000 |
| Noninterest-bearing deposits | 116,815,000 | 129,263,000 | 162,956,000 | 155,979,000 |
| Equity capital | 513,125,000 | 543,645,000 | 522,982,000 | 517,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 66,210,000 | 134,567,000 | 201,541,000 | 271,158,000 |
| Interest expense | 35,324,000 | 72,503,000 | 109,352,000 | 165,203,000 |
| Net interest income | 30,886,000 | 62,064,000 | 92,189,000 | 105,955,000 |
| Noninterest income | 9,724,000 | 16,741,000 | 29,807,000 | 56,284,000 |
| Noninterest expense | 22,820,000 | 48,725,000 | 71,071,000 | 100,018,000 |
| Provision for loan losses | 338,000 | 693,000 | 296,000 | 7,780,000 |
| Pretax income | 20,320,000 | 26,846,000 | 47,340,000 | 48,841,000 |
| Income tax | 5,000,000 | 4,400,000 | 9,500,000 | 6,700,000 |
| Net income | 15,320,000 | 22,446,000 | 37,840,000 | 42,141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 510,369,000 | 517,494,000 | 520,094,000 | 516,592,000 |
| Total capital | 560,826,000 | 564,843,000 | 566,733,000 | 567,518,000 |
| Risk-weighted assets | 4,035,066,000 | 4,141,349,000 | 4,394,511,000 | 4,238,787,000 |