Call reports 2002
ISRAEL DISCOUNT BANK OF NEW YORK — 2002
What ISRAEL DISCOUNT BANK OF NEW YORK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 6,148,854,000 | 6,131,047,000 | 6,442,518,000 | 7,078,652,000 |
| Total loans | 1,877,704,000 | 1,928,421,000 | 2,041,321,000 | 1,896,788,000 |
| Allowance for loan losses | 57,744,000 | 54,521,000 | 52,992,000 | 52,163,000 |
| Securities available for sale | 3,641,622,000 | 3,603,114,000 | 3,659,704,000 | 4,486,692,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 41,158,000 | 37,718,000 | 32,180,000 | 32,701,000 |
| Total deposits | 2,439,653,000 | 2,424,954,000 | 2,549,545,000 | 2,810,898,000 |
| Interest-bearing deposits | 2,306,057,000 | 2,309,228,000 | 2,435,394,000 | 2,657,854,000 |
| Noninterest-bearing deposits | 133,596,000 | 115,726,000 | 114,151,000 | 153,044,000 |
| Equity capital | 482,211,000 | 511,243,000 | 527,412,000 | 546,649,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 68,966,000 | 135,957,000 | 201,250,000 | 266,842,000 |
| Interest expense | 30,940,000 | 62,673,000 | 94,880,000 | 129,949,000 |
| Net interest income | 38,026,000 | 73,284,000 | 106,370,000 | 136,893,000 |
| Noninterest income | 8,154,000 | 21,536,000 | 32,723,000 | 49,596,000 |
| Noninterest expense | 23,817,000 | 54,671,000 | 79,965,000 | 113,683,000 |
| Provision for loan losses | 848,000 | -925,000 | 246,000 | 944,000 |
| Pretax income | 21,770,000 | 41,354,000 | 59,407,000 | 72,312,000 |
| Income tax | 5,793,000 | 8,787,000 | 13,980,000 | 19,276,000 |
| Net income | 15,977,000 | 32,567,000 | 45,427,000 | 53,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 502,989,000 | 519,590,000 | 532,439,000 | 540,048,000 |
| Total capital | 548,640,000 | 564,947,000 | 580,317,000 | 588,765,000 |
| Risk-weighted assets | 3,639,949,000 | 3,619,369,000 | 3,825,110,000 | 3,893,942,000 |