Call reports 2024
AMERICAN NATIONAL BANK — 2024
What AMERICAN NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 468,771,000 | 448,212,000 | 438,765,000 | 422,572,000 |
| Total loans | 339,660,000 | 346,521,000 | 324,566,000 | 312,410,000 |
| Allowance for loan losses | 2,636,000 | 2,637,000 | 2,637,000 | 2,100,000 |
| Securities available for sale | 64,309,000 | 63,030,000 | 63,122,000 | 58,007,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,001,000 | 387,003,000 | 373,990,000 | 360,264,000 |
| Interest-bearing deposits | 281,912,000 | 267,067,000 | 253,410,000 | 248,842,000 |
| Noninterest-bearing deposits | 127,089,000 | 119,936,000 | 120,580,000 | 111,422,000 |
| Equity capital | 51,834,000 | 53,625,000 | 56,954,000 | 54,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,751,000 | 11,509,000 | 17,279,000 | 22,632,000 |
| Interest expense | 2,457,000 | 4,868,000 | 7,273,000 | 9,596,000 |
| Net interest income | 3,294,000 | 6,641,000 | 10,006,000 | 13,036,000 |
| Noninterest income | 174,000 | 344,000 | 725,000 | 978,000 |
| Noninterest expense | 2,074,000 | 4,154,000 | 6,190,000 | 8,376,000 |
| Provision for loan losses | 120,000 | 120,000 | 120,000 | 80,000 |
| Pretax income | 1,274,000 | 2,711,000 | 4,421,000 | 5,568,000 |
| Income tax | 312,000 | 664,000 | 1,083,000 | 1,367,000 |
| Net income | 962,000 | 2,047,000 | 3,338,000 | 4,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,975,000 | 62,060,000 | 63,351,000 | 62,771,000 |
| Total capital | 63,695,000 | 64,781,000 | 66,072,000 | 64,944,000 |
| Risk-weighted assets | 380,965,000 | 383,694,000 | 357,948,000 | 349,913,000 |