Call reports 2023
AMERICAN NATIONAL BANK — 2023
What AMERICAN NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 473,918,000 | 455,346,000 | 461,927,000 | 451,872,000 |
| Total loans | 316,357,000 | 320,134,000 | 333,016,000 | 329,198,000 |
| Allowance for loan losses | 2,234,000 | 2,445,000 | 2,466,000 | 2,516,000 |
| Securities available for sale | 79,179,000 | 71,089,000 | 66,514,000 | 67,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 415,357,000 | 397,347,000 | 403,974,000 | 391,029,000 |
| Interest-bearing deposits | 267,555,000 | 255,119,000 | 265,070,000 | 265,991,000 |
| Noninterest-bearing deposits | 147,802,000 | 142,228,000 | 138,904,000 | 125,038,000 |
| Equity capital | 50,278,000 | 50,578,000 | 50,386,000 | 53,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,003,000 | 10,348,000 | 15,781,000 | 21,458,000 |
| Interest expense | 895,000 | 2,359,000 | 4,490,000 | 6,846,000 |
| Net interest income | 4,108,000 | 7,989,000 | 11,291,000 | 14,612,000 |
| Noninterest income | 167,000 | 334,000 | 705,000 | 877,000 |
| Noninterest expense | 2,016,000 | 3,998,000 | 5,958,000 | 7,899,000 |
| Provision for loan losses | 70,000 | 280,000 | 300,000 | 350,000 |
| Pretax income | 2,189,000 | 4,045,000 | 5,738,000 | 7,240,000 |
| Income tax | 536,000 | 991,000 | 1,406,000 | 1,837,000 |
| Net income | 1,653,000 | 3,054,000 | 4,332,000 | 5,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,707,000 | 59,107,000 | 60,386,000 | 61,456,000 |
| Total capital | 60,025,000 | 61,636,000 | 62,936,000 | 64,055,000 |
| Risk-weighted assets | 363,536,000 | 366,861,000 | 386,030,000 | 373,995,000 |