Call reports 2022
AMERICAN NATIONAL BANK — 2022
What AMERICAN NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 558,527,000 | 547,524,000 | 534,885,000 | 469,233,000 |
| Total loans | 266,993,000 | 267,338,000 | 290,499,000 | 300,957,000 |
| Allowance for loan losses | 2,429,000 | 2,429,000 | 2,429,000 | 2,430,000 |
| Securities available for sale | 65,639,000 | 73,472,000 | 81,985,000 | 79,247,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 505,505,000 | 495,393,000 | 482,817,000 | 412,554,000 |
| Interest-bearing deposits | 322,919,000 | 320,419,000 | 301,050,000 | 263,231,000 |
| Noninterest-bearing deposits | 182,586,000 | 174,974,000 | 181,767,000 | 149,323,000 |
| Equity capital | 47,837,000 | 47,493,000 | 47,148,000 | 48,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,362,000 | 7,129,000 | 11,631,000 | 16,849,000 |
| Interest expense | 162,000 | 332,000 | 603,000 | 1,202,000 |
| Net interest income | 3,200,000 | 6,797,000 | 11,028,000 | 15,647,000 |
| Noninterest income | 223,000 | 514,000 | 1,007,000 | 1,218,000 |
| Noninterest expense | 1,894,000 | 3,855,000 | 5,793,000 | 7,927,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,529,000 | 3,456,000 | 6,242,000 | 8,938,000 |
| Income tax | 376,000 | 848,000 | 1,531,000 | 1,974,000 |
| Net income | 1,153,000 | 2,608,000 | 4,711,000 | 6,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,685,000 | 53,140,000 | 55,244,000 | 57,496,000 |
| Total capital | 54,198,000 | 55,653,000 | 57,757,000 | 60,010,000 |
| Risk-weighted assets | 309,132,000 | 314,047,000 | 345,589,000 | 354,892,000 |