Call reports 2020
AMERICAN NATIONAL BANK — 2020
What AMERICAN NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 322,638,000 | 401,405,000 | 393,004,000 | 412,331,000 |
| Total loans | 214,570,000 | 283,306,000 | 291,029,000 | 278,169,000 |
| Allowance for loan losses | 2,212,000 | 2,212,000 | 2,213,000 | 2,423,000 |
| Securities available for sale | 33,200,000 | 31,618,000 | 27,690,000 | 46,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,575,000 | 349,719,000 | 340,237,000 | 360,106,000 |
| Interest-bearing deposits | 193,531,000 | 212,432,000 | 218,781,000 | 224,780,000 |
| Noninterest-bearing deposits | 79,044,000 | 137,287,000 | 121,456,000 | 135,326,000 |
| Equity capital | 45,776,000 | 47,187,000 | 48,255,000 | 47,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,008,000 | 6,454,000 | 9,706,000 | 13,387,000 |
| Interest expense | 514,000 | 810,000 | 1,125,000 | 1,433,000 |
| Net interest income | 2,494,000 | 5,644,000 | 8,581,000 | 11,954,000 |
| Noninterest income | 132,000 | 319,000 | 634,000 | 942,000 |
| Noninterest expense | 1,696,000 | 3,470,000 | 5,171,000 | 7,044,000 |
| Provision for loan losses | 0 | 0 | 0 | 210,000 |
| Pretax income | 930,000 | 2,493,000 | 4,044,000 | 5,642,000 |
| Income tax | 228,000 | 612,000 | 992,000 | 1,432,000 |
| Net income | 702,000 | 1,881,000 | 3,052,000 | 4,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,575,000 | 46,755,000 | 47,926,000 | 47,640,000 |
| Total capital | 47,871,000 | 49,051,000 | 50,223,000 | 50,147,000 |
| Risk-weighted assets | 238,077,000 | 238,313,000 | 246,126,000 | 257,435,000 |