Call reports 2019
AMERICAN NATIONAL BANK — 2019
What AMERICAN NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 322,783,000 | 320,390,000 | 300,755,000 | 304,993,000 |
| Total loans | 237,224,000 | 235,133,000 | 222,382,000 | 220,141,000 |
| Allowance for loan losses | 2,411,000 | 2,411,000 | 2,412,000 | 2,212,000 |
| Securities available for sale | 4,430,000 | 4,297,000 | 13,971,000 | 13,242,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,696,000 | 272,105,000 | 251,516,000 | 254,683,000 |
| Interest-bearing deposits | 193,597,000 | 174,218,000 | 178,770,000 | 179,614,000 |
| Noninterest-bearing deposits | 81,099,000 | 97,887,000 | 72,746,000 | 75,069,000 |
| Equity capital | 43,117,000 | 44,149,000 | 45,273,000 | 46,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,276,000 | 6,659,000 | 10,008,000 | 13,163,000 |
| Interest expense | 553,000 | 1,208,000 | 1,851,000 | 2,479,000 |
| Net interest income | 2,723,000 | 5,451,000 | 8,157,000 | 10,684,000 |
| Noninterest income | 160,000 | 316,000 | 634,000 | 775,000 |
| Noninterest expense | 1,582,000 | 3,167,000 | 4,694,000 | 6,274,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 1,301,000 | 2,600,000 | 4,097,000 | 5,385,000 |
| Income tax | 330,000 | 660,000 | 1,039,000 | 1,281,000 |
| Net income | 971,000 | 1,940,000 | 3,058,000 | 4,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,184,000 | 44,153,000 | 45,271,000 | 46,316,000 |
| Total capital | 45,679,000 | 46,648,000 | 47,767,000 | 48,612,000 |
| Risk-weighted assets | 263,792,000 | 258,868,000 | 245,803,000 | 242,835,000 |