Call reports 2017
AMERICAN NATIONAL BANK — 2017
What AMERICAN NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 293,441,000 | 301,655,000 | 296,144,000 | 284,475,000 |
| Total loans | 226,681,000 | 240,016,000 | 238,578,000 | 235,950,000 |
| Allowance for loan losses | 2,300,000 | 2,400,000 | 2,409,000 | 2,409,000 |
| Securities available for sale | 6,437,000 | 6,137,000 | 5,755,000 | 5,337,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,858,000 | 257,977,000 | 251,622,000 | 239,013,000 |
| Interest-bearing deposits | 182,423,000 | 186,966,000 | 185,972,000 | 172,541,000 |
| Noninterest-bearing deposits | 67,435,000 | 71,011,000 | 65,650,000 | 66,472,000 |
| Equity capital | 38,768,000 | 39,562,000 | 40,436,000 | 40,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,754,000 | 5,751,000 | 8,839,000 | 11,847,000 |
| Interest expense | 202,000 | 424,000 | 655,000 | 879,000 |
| Net interest income | 2,552,000 | 5,327,000 | 8,184,000 | 10,968,000 |
| Noninterest income | 123,000 | 262,000 | 567,000 | 698,000 |
| Noninterest expense | 1,570,000 | 3,124,000 | 4,701,000 | 6,324,000 |
| Provision for loan losses | 0 | 100,000 | 209,000 | 209,000 |
| Pretax income | 1,105,000 | 2,365,000 | 3,841,000 | 5,133,000 |
| Income tax | 409,000 | 907,000 | 1,499,000 | 2,397,000 |
| Net income | 696,000 | 1,458,000 | 2,342,000 | 2,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,826,000 | 39,588,000 | 40,471,000 | 40,666,000 |
| Total capital | 41,210,000 | 42,072,000 | 42,964,000 | 43,159,000 |
| Risk-weighted assets | 247,944,000 | 266,096,000 | 260,994,000 | 256,169,000 |