Call reports 2016
AMERICAN NATIONAL BANK — 2016
What AMERICAN NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 289,406,000 | 273,311,000 | 277,563,000 | 266,211,000 |
| Total loans | 218,540,000 | 225,109,000 | 225,092,000 | 229,997,000 |
| Allowance for loan losses | 2,189,000 | 2,251,000 | 2,251,000 | 2,300,000 |
| Securities available for sale | 17,280,000 | 16,583,000 | 7,850,000 | 6,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,561,000 | 231,819,000 | 235,260,000 | 222,877,000 |
| Interest-bearing deposits | 183,780,000 | 172,394,000 | 169,590,000 | 170,098,000 |
| Noninterest-bearing deposits | 64,781,000 | 59,425,000 | 65,670,000 | 52,779,000 |
| Equity capital | 35,656,000 | 36,472,000 | 37,226,000 | 37,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,637,000 | 5,432,000 | 8,251,000 | 11,067,000 |
| Interest expense | 207,000 | 408,000 | 607,000 | 806,000 |
| Net interest income | 2,430,000 | 5,024,000 | 7,644,000 | 10,261,000 |
| Noninterest income | 133,000 | 271,000 | 571,000 | 702,000 |
| Noninterest expense | 1,536,000 | 3,106,000 | 4,657,000 | 6,154,000 |
| Provision for loan losses | 56,000 | 118,000 | 202,000 | 249,000 |
| Pretax income | 971,000 | 2,071,000 | 3,454,000 | 4,658,000 |
| Income tax | 380,000 | 808,000 | 1,348,000 | 1,624,000 |
| Net income | 591,000 | 1,263,000 | 2,106,000 | 3,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,687,000 | 36,359,000 | 37,202,000 | 38,129,000 |
| Total capital | 37,960,000 | 38,694,000 | 39,537,000 | 40,513,000 |
| Risk-weighted assets | 237,768,000 | 242,215,000 | 242,598,000 | 248,905,000 |