Call reports 2015
AMERICAN NATIONAL BANK — 2015
What AMERICAN NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 267,468,000 | 271,285,000 | 275,356,000 | 276,285,000 |
| Total loans | 186,988,000 | 195,433,000 | 203,394,000 | 212,950,000 |
| Allowance for loan losses | 1,921,000 | 1,955,000 | 2,062,000 | 2,133,000 |
| Securities available for sale | 14,312,000 | 27,258,000 | 18,631,000 | 17,648,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,604,000 | 233,749,000 | 236,980,000 | 236,388,000 |
| Interest-bearing deposits | 173,900,000 | 173,121,000 | 173,967,000 | 178,592,000 |
| Noninterest-bearing deposits | 55,704,000 | 60,629,000 | 63,014,000 | 57,795,000 |
| Equity capital | 33,343,000 | 33,449,000 | 34,236,000 | 34,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,253,000 | 4,670,000 | 7,183,000 | 9,792,000 |
| Interest expense | 198,000 | 399,000 | 601,000 | 806,000 |
| Net interest income | 2,055,000 | 4,271,000 | 6,582,000 | 8,986,000 |
| Noninterest income | 121,000 | 333,000 | 620,000 | 766,000 |
| Noninterest expense | 1,510,000 | 3,104,000 | 4,643,000 | 6,202,000 |
| Provision for loan losses | 0 | 202,000 | 309,000 | 380,000 |
| Pretax income | 916,000 | 1,598,000 | 2,669,000 | 3,589,000 |
| Income tax | 339,000 | 604,000 | 1,040,000 | 1,184,000 |
| Net income | 577,000 | 994,000 | 1,629,000 | 2,405,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,268,000 | 33,685,000 | 34,320,000 | 35,096,000 |
| Total capital | 35,273,000 | 35,724,000 | 36,466,000 | 37,313,000 |
| Risk-weighted assets | 203,151,000 | 217,956,000 | 223,902,000 | 230,381,000 |